Kondory Technology - Online Lending Platform
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Loan Management Software & Digital Lending Platform

A cloud system to manage digital credit: applications, approvals, payments, collections and financial reports.

Overview

What is loan management software?

Loan management software digitizes the full credit lifecycle: customer records, applications, evaluation, approval, disbursement, installment tracking, collections and portfolio reporting. Kondory's digital lending platform runs in the cloud, with separate roles for advisors, approvers, collectors and administrators, and serves businesses that finance their customers.

See an application’s journey
Young man photographs his ID card with his phone to complete an online loan application
Modules

What the platform includes

Every module works on the same customer and loan information.

  • Clients

    Customer records: personal data, credit history, documents and risk scoring.

  • Credit products

    Set up amounts, terms, interest rates, collateral and conditions.

  • Financing

    Application handling, credit evaluation, approval and disbursement.

  • Payments and installments

    Installment and payment control, statements, delinquency and refinancing.

  • Reports

    Financial reports, active portfolio, delinquency indicators and statistics.

  • Identity verification

    Digital identity validation with document upload, biometrics and credit bureau queries.

Sample screen with fictitious data.

Day to day

Benefits of the lending platform

Automate credit management to control risk and serve your customers better.

  1. Automation

    Automate application evaluation, installment settlement and collections.

  2. Risk analysis

    Credit scoring, payment behavior analysis and delinquency alerts.

  3. Mobile access

    Customers and advisors check statements, make payments and apply for credit from their phone.

  4. Security

    Data encryption, role-based access control and operation logging.

An application’s journey

Credit management from start to finish

Digitize the whole credit cycle: from application and customer evaluation to disbursement, installment tracking and collections.

  1. The customer applies online or from their phone, or the advisor registers it with their data and documents.

  2. Document upload, biometric validation and credit bureau checks.

  3. Credit scoring and payment behavior analysis, using your product rules: amounts, terms, rates and collateral.

  4. The approver reviews the case with all the information at hand and decides. Every decision is logged.

  5. The disbursement is recorded and the installment plan is generated.

  6. Installment and payment tracking, statements, overdue alerts, refinancing and collections management.

SOL-2291 María F. R. Personal loan
Up to date
Amount
$8,500,000
Term
24 months
Advisor
Downtown branch
Application history
  1. Application received from a phone
  2. Identity validated with ID and biometrics
  3. Score calculated: low risk
  4. Approved by the credit analyst
  5. Disbursement recorded and installment plan generated
  6. Installment 1 of 24 paid on time

Example application. Statuses and rules are configured to fit your operation.

Ready to start your project?

Tell us your idea and receive a proposal tailored to you.

Consultation · Online · 30 minutes

Common questions

Frequently asked questions

Which parts of the loan lifecycle does the platform cover?
It covers customer records, credit product setup (amounts, terms, rates and collateral), application handling, evaluation, approval and disbursement, installment and payment tracking, delinquency and refinancing management, and portfolio reports.
Does it include identity verification and risk scoring?
Yes. The identity verification module supports document upload, biometrics and credit bureau queries, and the system provides credit scoring, payment behavior analysis and delinquency alerts to manage portfolio risk.
Who can use the platform?
It is multi-user with distinct roles: advisors, approvers, collectors and administrators, each with controlled access. Customers and advisors can also check account statements, make payments and request credit from their phone.
Is the platform secure and cloud-based?
It runs in the cloud with no installation, access from any device, high availability and automatic backups. It includes data encryption, role-based access control and operation logging.
Can it be adapted to my lending rules?
Credit products are configured with your own amounts, terms, rates and conditions. If you need specific workflows or integrations, Kondory also offers custom software development; you can request a demo to review your case.
Get to know the system

Book a demonstration

Choose a time that works for you. We will review your operation and answer your questions about the system.

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